Maine Association of Retirees

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The Maine Association of Retirees (MAR) exists to protect and expand the rights and benefits of Maine retired teachers, state/county/municipal government employees, and to support a fiscally sound retirement system.


Join us now!

Any public sector retiree is eligible to join MAR.

This includes:
Retired State employees, teachers, participating local district employees
Spouses and other benficiaries.

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Benefits

Benefits include:

Advocacy in Augusta on issues that affect you

Connect with other public sector retirees

Tuition discount for Maine Senior College Network

Member Dental Benefit

Other membership discounts

... and more!

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Who we are

MAR is the voice of Maine public sector retirees. MAR represents several “generations” of retirees with diverse needs and interests. Many retirees continue to work, others are caring for older parents, or grandchildren. Our members give generously of their time as volunteers in a variety of organizations.

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TRAXXUS MONSTER TRUCK TOUR

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Hannaford's Gift Cards!

We are now selling Hannaford gift cards! If you normally purchase gift cards for the holidays or for gifts for others, keep us in mind! We will be selling Hannaford gift cards in $25.00 increments. Please use the order form to purchase yours today

LD 1104 Is Law

On Sunday morning, January 12, 2020, LD 1004 An Act to Clarify the State’s Commitments Concerning Public Service Retirement Benefits became law without Governor Mill’s signature. Thank you to all the retirees who worked so consistently to have this result. Special thanks to Senator Shenna Bellows, Representative Michelle Dunphy, and Representative Michael Sylvester for their tireless commitment to retirees and having the State of Maine keep their promise to retirees. Read the Governor's letter here


MAR DENTAL OPEN ENROLLMENT NOW THROUGH JANUARY 31, 2020

Good oral health at all ages is important. Even if you have dentures and/or have certain medical conditions, dental health is critical to whole-person health to detect oral cancer early, find infections and prevent gum disease. The following options provide you with two choices for dental plans:


MAR Dental Information for 2020 Plan Year

Cigna Dental Basics Low Option Plan
Cigna Dental Basics High Option Plan
Covers $750.00 per person, per Plan Year which is February 1 through January 31 of each year Covers $1,250.00 per person, per Plan Year which is February 1 through January 31 of each year
Cleanings and x-rays covered at 100% Cleanings and x-rays covered at 100%
Any Restorative work (Class II or Class III services) has a once a year $50.00 Deductible per year Any Restorative work (Class II or Class III services) has a once a year $50.00 Deductible per year
Class II services covered at 60% after the deductible Class II services covered at 60% after the deductible
lass III services covered at 50% after the deductible lass III services covered at 50% after the deductible
No waiting period if you go directly from one full service dental (Pays for Fillings, Crowns,Dentures) plan directly to Cigna

Implants are NOT COVERED
No waiting period if you go directly from one full service dental (Pays for Fillings, Crowns,Dentures) plan directly to Cigna

Implants are NOT COVERED
You can go to any dentist, they do not have to be in the network. Cigna has a better out of state network than Delta Dental has You can go to any dentist, they do not have to be in the network. Cigna has a better out of state network than Delta Dental has
New Rates Effective on 2/1/2020:

One Person: $ 40.13
Two Person: $ 73.12
Three + Persons: $ 115.14
New Rates Effective on 2/1/2020:

One Person: $ 53.07
Two Person: $ 96.70
Three + Persons: $ 152.26

Waiting periods for both plans: There is no waiting period for Class I services. If you had comprehensive dental coverage within the last twelve months, there is no waiting period for Class II and III services. If no dental coverage, then a six month waiting period is applicable for Class II and III services only. This applies to just new dental members. The monthly dental premium is deducted from your MePERS pension.

Open Enrollment:

MAR’s annual open enrollment period is held now through January 31, 2020 for a February 1, 2020 effective coverage date. NOTE: If you already have CIGNA Dental with MAR, you will automatically be enrolled in the same plan for Feb. 1, 2020 - Jan. 31, 2021 unless you notify MAR to change to a different plan. You may also make changes such as adding or dropping dependents or canceling dental coverage. Enrollment/plan changes require you to complete/return to MAR a Dental Enrollment/Change Form which you can obtain by contacting MAR. If you want to cancel your plan, you must make your request in writing before January 31, 2020. After January 31st, you cannot cancel coverage or make any other plan change without a "Qualifying Event."

QualiFying event(s):

What is a qualifying event? A birth, death, adoption, change in employment status, change in dependent’s employment status, divorce, marriage, loss of COBRA coverage, and loss of other dental insurance coverage.

You have 30 days from the date of the Qualifying Event to notify MAR at (207) 582-1960 or 1(800) 535-6555, email: MAR@maineretirees.org You may also stop by MAR's business office at 280 Maine Avenue, Farmingdale, ME. Office hours are Monday - Thursday from 9:00am - 4:00pm.

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Action on Social Security Windfall & Offset Provisions